FLM Loans specialise in unsecured personal loans for people who have been refused by their bank. We aim to say yes to as many people as possible and can accept applications from tenants, both private and council, self-employed, retired or people on benefits and people with CCJs, Defaults or other credit history problems.
Guarantor Loans
The guarantor loan is a relatively new concept in unsecured personal loans. A high street bank will run a credit check on you and the decision will probably be made by a computerised system. At FLM Loans we don't believe that computers are always right so we make our decisions personally. With a guarantor loan you can borrow between £500 and £3,000 irrespective of your circumstances, providing you can provide a guarantor to back your application.
What is a Guarantor?
Your guarantor can be anyone over 23 who is a UK homeowner with a take home income over £800 and a good credit history. They could be a friend, family member, neighbour, colleague or anyone else willing to back the application.
The reason we lend money in this way is because we believe that a customer's friends and family know them better than a credit scoring system ever could and therefore they are the best people to decide if we should lend you money.
To ask a question about our loans or about guarantors please visit our Customer Forum.
