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Last Updated: Monday, 6 October 2008, 20:07 GMT

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Welcome to FLM Loans

Welcome to FLM Loans

Unsecured Personal Loans

FLM was set up to offer fast, no-hassle loans with flexible terms to anyone who has been refused a loan before. Because FLM assess every application individually and does not use computerised scoring techniques, we believe that we offer a better service and accept more applicants than high street banks.

To find out more about FLM and our unsecured loans click here.


FLM Loans are completely flexible

FLM Loans are completely flexible

After receiving feedback from our customers we have tried to make our loans as flexible as possible. We understand that customer's circumstances change and they may wish to pay off part, or all, of the loan, therefore we do not charge any additional fees or penalties.

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FLM Loans - We can say yes

We will say YES even if you are a Tenant, have CCJs or no proof of income

Poor credit could stop you from getting a loan elsewhere, but FLM have thrown away the rulebook on unsecured loans. We don't use computerised scoring to assess your application.

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FLM Loans - Pay with pay Point

FLM Customers can now pay with Pay Point

Our customers can now make their repayments over the counter at one of over 19,800 Pay Point outlets across the UK and Ireland.

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FLM Loans - Committed to keeping you informed

Committed to keeping you informed

FLM have made a commitment to all their customers to keep them informed on the progress of their loan. As well as monthly statements, both clients and guarantors receive text message updates and can use either the online system or our call centre to manage their loan.

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