Welcome to FLM Loans
Unsecured Personal Loans
FLM was set up to offer fast no-hassle loans with flexible terms to anyone who has been refused a loan before. Because FLM assess every application individually and does not use computerised scoring techniques, we believe that we offer a better service and accept more applicants than high street banks.
To find out more about FLM and our unsecured loans click here.
FLM Loans are completely flexible
Unlike other UK Loan companies FLM do not charge any penalty for early repayment. Interest is charged daily and you can repay at any time. Find out how much this could save you over the life of your loan.
Delays with postal applications
At FLM we pride ourselves on our ability to get you your Loan as quickly as possible, unfortunately the credit crunch has led to the extra demand from our customers and as a result we are at present experiencing a backlog and delayed processing time for new applications.
We will say YES even if you are a Tenant, have CCJs or no proof of income
Poor credit could stop you from getting a loan elsewhere, but FLM have thrown away the rulebook on unsecured loans. We don't use computerised scoring to assess your application.
Committed to keeping you informed
FLM have made a commitment to all their customers to keep them informed on the progress of their loan. As well as monthly statements, both clients and guarantors receive text message updates and can use either the online system or our call centre to manage their loan
Apply for a Loan
Applying for a FLM loan could not be more straightforward. All you need to do is complete the simple on line application page here.
Speeding things up through new technology
At FLM we are always trying to come up with new and innovative ways to improve the experience for our customers.


