Unsecured Loans

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Borrow between £500 and £5,000 between 12 and 60 months. The cheapest guarantor loan in the UK. Overpay with no penalties. CCJs, Defaults, Arrears accepted.

42.6% APR

Typical

Borrow £3000 over 36 months, pay back  £137.46 per month. Total repayable £4,948.56

Cash Advance

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Borrow between £50 and £500 for as little as 3 days. Ideal for emergencies. The UK's cheapest payday loan. CCJs, Defaults, Arrears accepted.

199% APR

Typical

Borrow £200 over 10 days, pay back your £200 plus £6.28 interest. Total repayable £206.28

Why choose flm?

We are the UK's leading guarantor loans specialist.  We trust people, not computers! If your guarantor backs your loan application then that's good enough for us. You can service your loan, make payments and apply for loan top ups all online, making your finances easier to manage. Click here for more information. More Info

So, what is a guarantor loan?

A guarantor loan is when a friend or family member supports your loan application because you have had trouble getting credit elsewhere.

NEW!!!
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Track your application
Make payments online
View your statement
and lots more.
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Super fast
24 hour payout!

There's no waiting around at FLM. We process every application within 24 hours. So you get your money fast! Borrow between £50 and £500 and get cash in your pocket the same day.

Build up your credit rating!

If you have been refused credit you may be able to increase your credit score using our free guide.

Recommend
a friend.

Recommend a friend and we could give you £100's worth of Tesco vouchers. Simply follow this link and apply.

Have you
got an idea?

If you have an idea for us we'd love
to hear from you. Click here to
contact us.

Join the community.

Come to our 'Community Centre' and see what FLM customers are saying about our loans. Find out more.

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Follow all our latest news on Twitter, Facebook, and the FLM loans blog. latest news online or right here:

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What our customers are saying:

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"Thank you so much, with my friend John's help I've got the loan I need for my wedding!'Bill, Dorset

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FLM is part of the Richmond Group based in Bournemouth in Dorset.
The Richmond Group employ over 400 people and, according to the Sunday Times, are one of the fastest growing companies in the UK.
Click here to find out more about the Richmond Group.

FLM and FLM Loans are trading names of Financial Processing UK Ltd.Registered in the UK, number 4841153.
Registered Address: Walton House, 56 - 58 Richmond Hill, Bournemouth BH2 6EX.
Registered with the Information Commissioners Office Z8738456.
Consumer Credit Licence Number 557709